MyFundedFutures, reviewed: four plans and the split that changes with your pick

MyFundedFutures (MFFU) grew fast, and it is one of the most-bought names in futures funding. But a firm's popularity does not tell you which of its four plans to buy, or where the fine print sits. What actually separates the plans is three things that move together: your profit split, how often you can withdraw, and which drawdown model your funded account runs. Here is how the current lineup breaks down, all from our verified dataset.

The four plans

MFFU retired its legacy Starter, Expert and Milestone plans in mid-2025. The current lineup is Rapid, Pro, Flex, and Builder, and every one of them carries a $0 activation fee — you never pay a second time at funding. Payouts are processed via Rise (ACH or crypto), and sim-funded traders who string together three consecutive payouts get reviewed for a live-capital account.

The evaluation is a single step with a 50% consistency rule that applies in evaluation only — once you are funded, most plans drop it. Drawdown in the eval is end-of-day trailing across the board, which is the more forgiving model (it locks to your closing balance, not your intraday high).

The split is not the same on every plan

This is the detail most buyers miss. The profit split depends on which plan you pick:

• Rapid — 90/10. The most trader-friendly split, and it pays daily once you clear the profit buffer. The catch: the Rapid funded stage switches to intraday trailing drawdown, which trails your open profit and is harder to manage than the EOD model you passed the eval on. News trading is restricted on funded Rapid accounts.
• Pro — 80/20. A lower split, but it keeps end-of-day drawdown through the funded stage, pays biweekly, and allows up to $100,000 per payout cycle. If you value the gentler drawdown over the higher split, Pro is the trade.
• Flex — 80/20. The cheapest monthly entry ($84/mo at 25K, $107 at 50K), with on-demand payouts after five winning days of $150+ net each. An optional $1,000 intraday soft-pause daily-loss add-on is available at checkout.
• Builder — 80/20, one-time fee. A single $153 payment at 50K (no subscription), with a $1,000 soft-pause daily loss limit, payouts every 48 hours up to a $2,000 cap, and a transition to a live account with daily $250-minimum payouts after five sim cycles.

What it costs

Entry is subscription-based on Rapid, Pro and Flex, and one-time on Builder. Sample monthly prices from our data: 25K Flex $84, 25K Rapid $109, 50K Flex $107, 50K Rapid $157, 50K Pro $227, 100K Rapid $267. The standing BUILDER code takes roughly 50% off the first month for new traders — check our verified discount codes for the current offer.

Who it's for

If you want the highest split and daily payouts and you can manage intraday trailing drawdown once funded, Rapid is the pick. If you would rather keep the forgiving end-of-day drawdown all the way through, Pro is worth the lower split. If you want the lowest entry cost, start with Flex; if you would rather pay once than subscribe, Builder is the one-time route. All four avoid an activation fee, which is a real cost saving versus firms that charge $99–$149 at funding.

See the full plan grid and rules on the MyFundedFutures firm page, and compare payout speed across firms in our fastest-payout rankings.

Every figure here comes from our verified dataset, each field carrying its own verification date. We do not earn a commission on MyFundedFutures; this review is informational.